Asperia Retirement Plan Solutions

Defined Benefit Plans

Through Defined Benefit Plans, ASPERIA Retirement Plan Solutions assists employers by offering retired employees monthly benefit payments without requiring an employee financial commitment. ASPERIA will design a plan that allows for significant tax deductions for employers, while still benefitting key employees. We fully follow all ERISA (Employee Retirement Income Security Act) regulations.

Types of Defined Benefit Plans:

  • Traditional Defined Benefit Plans *
  • Cash Balance Plans *

* These services are available with or without life insurance.

Services Offered:

  • Preparation of Plan Document
  • Calculate employee eligibility and plan entry
  • Determine eligibility to receive benefit accrual
  • Prepare annual actuarial reports and certification
  • Actuarial determination of required employer contributions
  • Preparation of individual benefit statements
  • Plan termination feasibility study
  • Distribution processing including calculation of distribution amount, preparation of required distribution notices
  • ERISA reporting including Form 5500 and related schedules, PBGC filings and notices, IRS 945, 1096 and 1099-R Forms, etc.
  • FAS 87-88 reporting
  • Consulting Services